What if you could lend money to the safest borrower on the planet and collect interest for decades?
That’s exactly what you’re doing when you buy U.S. Treasury securities.
In his latest video, “7 Ways to Make Money From Your Investments (Beyond Dividends),” Rick Orford breaks down how Treasury Bills, Treasury Bonds, and bond laddering strategies can help you build predictable, low-risk income — even as markets stay volatile.
What Are Treasurys?
U.S. Treasurys are debt securities issued by the federal government, used to fund everything from infrastructure to defense. When you buy a Treasury, you’re effectively lending money to the U.S. government in exchange for interest payments known as coupons.
Here’s how it works:
- T-Bills: Mature in a few weeks to a year.
- T-Notes: Mature in 2–10 years.
- T-Bonds: Mature in up to 30 years.
The U.S. currently pays bondholders a fixed interest rate around 4.0%–4.6% on…
