Binance has launched RWUSD, a principal-protected yield product offering up to 4.2% annual percentage rate (APR) returns, benchmarked against tokenized real-world assets (RWA) such as U.S. Treasury bonds. The product, available through Binance Earn, allows users to subscribe using eligible stablecoins like USDT or USDC, converting them into RWUSD at a 1:1 ratio in their spot accounts. Upon redemption, RWUSD can be exchanged for USDC at a fixed 1:1 rate, regardless of the initial stablecoin used. Users may choose between “Fast Redemption” and “Standard Redemption” options, each with applicable fees to manage liquidity needs [1].
The product is structured to bridge crypto markets and traditional finance by tokenizing government securities, enhancing accessibility to RWA-linked returns without requiring direct ownership of the underlying assets. Binance emphasizes that the 4.2% APR is subject to market conditions and…
