Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate products and services to help you make smart decisions with your money.
- The average debt in America is $104,215 across mortgages, auto loans, student loans, and credit cards.
- Debt peaks between ages 40 and 49 among consumers with excellent credit scores.
- The largest percentages of the average consumer debt balance are mortgages.
The average debt an American owes is $104,215 across mortgage loans, home equity lines of credit, auto loans, credit card debt, student loan debt, and other debts like personal loans.
Data from Experian breaks…


