Average American Debt : Household Debt Statistics

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  • The average debt in America is $104,215 across mortgages, auto loans, student loans, and credit cards.
  • Debt peaks between ages 40 and 49 among consumers with excellent credit scores.
  • The largest percentages of the average consumer debt balance are mortgages. 

The average debt an American owes is $104,215 across mortgage loans, home equity lines of credit, auto loans, credit card debt, student loan debt, and other debts like personal loans. 

Data from Experian breaks…

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