Are we willing to drop cash Isas and take more risks with our money?

Savers are missing out on financial rewards because the benefits of investing in stocks and shares are being drowned out by risk warnings, the chancellor says.

This week Rachel Reeves said savers would be sent details of investment opportunities if they have money in low-interest accounts.

And she won’t completely rule out cutting the annual tax-free allowance of cash Individual Savings Accounts (Isas) to push people into stocks and shares Isas instead.

But what are her chances of making the UK a nation of investors, rather than risk-averse savers?

Experts say women are investing less than men, and have warned the chancellor that some of her ideas could backfire and put off potential new investors.

Cash savings accounts are steady and safe. The amount of interest varies between account providers, but it is clear how much the returns will be. They are popular…